Personal

Use the new year as a chance to improve your financial future fitness by adopting resolutions around your finances.

January marks the start of both a new year and a fresh exciting new decade with many challenges and surprises which you may be faced with.

If you are lucky enough to be taking some leave, the chance to substitute work shoes for a pair of flip-flops, while reaching into the cooler for an ice-cold beer, is so close you can almost taste it.

The holiday season is the time when you let your hair down and, perhaps, let your guard down, too. These behaviours may put you at a higher risk of calamity than at any other time of the year.

It takes just a few minutes to make sure your Will still contains the right information and can make a world of a difference to your loved ones.